Personal Accounts
Choose an account below to learn more and get ready to save.
The Open Account is the only checking account we offer. It is an all-in-one offering that benefits everyone.
No Monthly Fee
The checking account includes everything you want and eliminates what you don’t.
- No Monthly maintenance fee
- No Minimum balance requirement
55,000+ fee-free Allpoint ATMs
We've made it easier than ever to access your money with 55,000+ fee-free Allpoint ATMs
Rewards and More
Open Rewards come with each account – which means you get 5 cents cash back with every purchase and ATM fee reimbursements depending on your average monthly balance.
Open Savings
Open Savings is the place to set aside hard earned cash. And, to help you save, when paired with The Open Account. All of your cash back debit rewards and ATM reimbursements sweep directly to Open Savings.
Gold Star Saver
Get kids started saving early with a Gold Star Saver account. Kids under 18 can open an interest-bearing, no monthly fee Gold Star Saver account for as little as $10.
Statement Savings
A Statement Savings account is a convenient way to save and build security. With instant liquidity, so you can access your money whenever you need it.
Select a money market account below to learn more or view Money Market rates.
Gold Star Money Market
A Gold Star Money Market is the simple way to save smart. With a higher interest rate, your balance is FDIC-insured.
Advantage Money Market
Earn preferred rates with the Advantage Money Market account, our most flexible money market option. Enjoy variable tiered rates based on deposit amounts
Select a CD account below to learn more or view all rates. Balance is FDIC-insured up to allowable limits.
Special CDs
Lock in to our special CD rate for the guaranteed term that works best for you. There is a $10,000 minimum balance to obtain annual percentage yield. As with our regular CDs, your balance is FDIC-insured.
Regular CDs
Enjoy higher yields and lower minimum balance requirements on a variety of terms, and guaranteed return for all your CD savings needs. Earn preferred regular CD rates on your hard-earned savings. As with our Special CDs, your balance is FDIC-insured.
Planning for retirement doesn’t have to be a chore. Our Retirement Specialists will work with you to understand your goals. View all rates.
Retirement CDs
Planning for retirement doesn’t have to be a chore. Our Retirement Specialists will work with you to understand your circumstances and your goals. We’ll help you create a solid plan—and we’ll be here with you to see it through.
Retirement Money Market
Learn more about a Salem Five Retirement Money Market account. Earn preferred rates on your hard-earned savings.