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Business Loan & Financial Calculators
Make informed decisions to support your business growth. Our business loan and financial calculators help you estimate borrowing costs, evaluate repayment options, and analyze key financial metrics. Whether you're planning to expand, invest in equipment, or manage cash flow, these tools provide valuable insights to guide your strategy and strengthen your financial foundation.
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Business Loan or Line of Credit?
Managing business debt strategically is key to long-term growth. The Business Loan or Line of Credit Payoff Calculator helps you plan smarter by showing how different payment approaches affect your payoff timeline, interest costs, and cash flow.
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Purchase or Lease Equipment?
Determine whether purchasing or leasing equipment is more advantageous for your business. The Purchase vs. Lease Equipment Calculator helps you compare the true cost and benefits of buying versus leasing—factoring in cash flow, tax implications, depreciation, and long-term value.
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Repaying a Business Loan
Know what your business loan really costs. The Business Loan Payoff Calculator estimates monthly payments, total interest, and payoff timelines—helping you plan cash flow and make smarter financing decisions.
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Projecting Your Cash Flow
Stay ahead of your finances with clarity. The Cash Flow Projection Calculator helps you forecast income and expenses over time, giving you a clear view of your business’s financial health. It’s a smart way to plan, avoid shortfalls, and make confident decisions that support growth.
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Financial Ratio Analysis
Understand your business’s performance at a glance. The Business Financial Ratios Calculator helps you analyze profitability, liquidity, efficiency, and leverage—turning raw numbers into actionable insights. It’s a fast, reliable way to assess financial health and make smarter strategic decisions.
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Business Debt Consolidation
Simplify your finances and regain control. The Business Debt Consolidation Calculator helps you evaluate the impact of combining multiple loans into one—showing potential savings, new payment terms, and improved cash flow. It’s a smart way to streamline debt and strengthen your financial strategy.
Fintactix Logo External Link DisclaimerBy clicking the fintactix logo, you will be leaving salemfive.com and be taken to another website where the privacy and security policies may differ from our site.Salem Five Bank provides third party links for your convenience. Salem Five Bank is not responsible for the products, services, content, privacy policy, and security policy on third party websites.Learn more about Salem Five Business Lending
The information and tools provided on this site are for educational and illustrative purposes only. Interactive calculators are made available as self-help resources for your independent use and are not intended to provide financial, investment, tax, or legal advice. We do not guarantee the accuracy, applicability, or completeness of the results in relation to your individual circumstances. All examples are hypothetical and should not be relied upon for decision-making without consulting a qualified professional. Your use of these tools does not imply endorsement of any specific strategies, products, or services.